Cashless Payment System: A Study on Perception of Small and Medium Retailers. International Journal of Advanced Business Studies, [S. l.], v. 3, n. 2, p. 21–30, 2025. DOI: 10.59857/IJABS.2570. Disponível em: https://besra-journals.net/index.php/ijabs/article/view/65. Acesso em: 22 apr. 2026.