Navigating the Digital Divide: A Study of Public and Private Sector Banking Services. International Journal of Advanced Business Studies, [S. l.], v. 4, n. 2, p. 103–112, 2025. DOI: 10.59857/MTJY9176. Disponível em: https://besra-journals.net/index.php/ijabs/article/view/20. Acesso em: 21 apr. 2026.